Binance Lending products include XRP, LTC, ETC, BNB, USDC, USDT
Binance has launched third phase of Binance Lending products where you can lend products for upto 14 days and earn interest.
You can lend Ripple (xrp), Litecoin (ltc), Ethereum Classic (etc), Binance Coin (bnb), USD Coin (USDC) and USD Tether (USDT). Subscription format is based on first come first serve basis and this period starts from 2019/09/11 6:00 AM (UTC) to 2019/09/12 0:00 AM (UTC).
Interest calculation period is from 2019/09/11 6:00 AM (UTC) to 2019/09/25 6:00 AM (UTC). Interest payout time is immediately after crypto loan term matures.
For example, if Tom subscribes to 10 lots of binance coin (BNB) lending (100 BNB), then he will be able to earn total of 0.38356 BNB as interest. BNB balances committed into Lending products will be included in each user’s daily BNB balance calculations for Binance Launchpad and other daily calculations as mentioned in the Daily BNB Balance Calculation Mechanism Update.
| Digital Asset | Term to Maturity | Total Subscription Cap | Individual Cap | Annualized Interest Rate | Lot Size | Interest Per Lot at Maturity |
| BNB | 14 days | 200,000 BNB | 500 BNB | 10% | 10 BNB | 0.038356 BNB |
| ETC | 14 days | 30,000 ETC | 1,500 ETC | 7% | 1 ETC | 0.002684 ETC |
| LTC | 14 days | 6000 LTC | 300 LTC | 7% | 1 LTC | 0.002684 LTC |
| XRP | 14 days | 1,000,000 XRP | 50,000 XRP | 7% | 100 XRP | 0.268493 XRP |
| USDC | 14 days | 2,000,000 USDC | 500,000 USDC | 7% | 100 USDC | 0.268493 USDC |
| USDT | 14 days | 20,000,000 USDT | 5,000,000 USDT | 10% | 100 USDT | 0.383561 USDT |